Plans and premiums change ALL the time. There are so many options, it really can be confusing which could leave yourself and your family and or business under-insured if you are not careful. You could also be over-insured, and paying way too much for things you don't need. Call us, and we will put a quote together and explain all your options. A wrong decision could cost you thousands in the event of a claim. You should know all your options!
A few ways to control the cost of your health insurance:
1.If you have been on your individual or group plan longer than 12 months, you are paying too much and we will show you how much money you can save.
2.If you are Self Employed, we will show you plans that will give you tax savings.
3.If you are paying or want dental and vision coverage, we will show you how to stop paying so much in premiums.
4.If you are taking medications, we will show you how to control your cost and show you where to buy them to keep your cost down even if you have a prescription card.
5.If you are looking for maternity on an individual level, we have plans that will take care of most of the cost.
6.We will show you the pros and cons with the carriers and their plans. This alone could save you a great deal of money.
At IMG, we know that the reasons to travel abroad are many and varied—that’s why our products are, too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet individual specifications.
But providing products is not enough. Since 1990, we’ve served over a million people around the globe with customer service that’s second to none. How do we do that? We provide on-site, multi-lingual claims administrators and customer service representatives who process tens of thousands of claims each year. We maintain IMG Europe Ltd. to provide the same world-class services abroad, with the added benefit of similar time zones. And we work seamlessly with our IMG family of companies to ensure that your experience is a smooth one.
New Plan Options for Federally Administered Pre-Existing Condition Insurance Plan in 2011
Call For More Information (512) 614-2333
The Department of Health and Human Services (HHS) announced new plan choices for people enrolling in the Pre-Existing Condition Insurance Plan (PCIP) for 2011. These options will give current and future enrollees a greater number of coverage choices and allow people to select the plan that best meets their needs. The new options will be offered in a three-tiered structure beginning January 1, 2011, and will be available in States where the program is federally administered through the Office of Personnel Management.
PCIP provides Americans living with such conditions as cancer, diabetes, or heart disease the opportunity to obtain insurance coverage. The program covers a broad range of health benefits and is designed as a bridge for people with pre-existing conditions who cannot obtain health insurance coverage in today’s private insurance market.
The Pre-Existing Condition Insurance Plan:
·Covers a broad range of health benefits , including primary and specialty care, hospital care, and prescription drugs.
·Does not charge you a higher premium just because of your medical condition.
·Does not base eligibility on income
Are you eligible?
To be eligible for the Pre-Existing Condition Insurance Plan, you must be of the following:
1.You must be a citizen or national of the United States or residing in the U.S. legally,
2.Have been uninsured for at least the last six months
3.Have a pre-existing condition or have been denied coverage because of your health condition.
